Budgeting Tips and Resources

Paying for university studies can be challenging. The good news is, there are lots of options available to help you manage expenses and reduce costs while having a great university experience. We’ve compiled these resources and tips for students -- reach out to us with questions!

Budgeting and Planning

A budget is a plan that helps you manage your money. It will help you figure out how much money will be coming in and how much you can expect to spend during your studies. It also might help you see where you might fit in some part-time work to help finance your studies, or where a student loan or a scholarship, award or bursary could make a difference.

Centre for Experiential Learning

VIU’s Centre for Experiential Learning (CEL) offers courses that contribute to academic success. Developing great study habits and time management can help you achieve success, and help you make time for other activities, including paid work. These courses can also help you if you are pursuing Co-operative Education or Internship programs, or seeking work experience within your field of study.

Student jobs at VIU

Did you know that more than 400 students worked in jobs on campus last year? Learn about campus student employment– from co-operative education, practicum and internships to general jobs available on campus. 

External job postings

It can be challenging to work while attending university, however many students successfully combine work and studies. Staying organized and developing excellent study habits can help you combine work and studies. You might pursue off-campus work - check out the following resources to get started:

Check out the Financial Aid & Awards Handbook for more tips and information on financial aid and awards.

Budgeting does not have to be complicated.  Here are some ways to help you be financial responsible and stay on top of your money:

Canada Revenue Agency is pleased to host the following live webinars:

Post-Secondary & Financial Literacy Presentation on Wed Jan 12, 2022 from 1:30–2:30pm PST, Thurs Feb 3, 2022 from 6:30-7:30pm PST and Wed Feb 9, 2022 from 1:30–2:30pm PST

Taking care of your tax and benefit affairs can pay off! You could get a tax refund, and benefit and credit payments. Some of the benefits and credits to which you may be eligible for are the Goods and Services Tax/Harmonized Sales Tax Credit, the Disability tax credit, the Canada child benefit, and the Child disability benefit. During the webinar we will be able to answer your questions live.


International Students Presentation on Tues Jan 11, 2022 from 6:30–7:30pm PST, Wed Jan 26, 2022 from 6:30-2:30pm PST and Thurs Feb 10, 2022 from 1:30–2:30pm PST

International students, if you are a resident of Canada for income tax purposes, there are benefit and credit payments you could get! Are you a resident of Canada for income tax purposes? Some of the benefits and credits to which you may be eligible for are the Goods and Services Tax/Harmonized Sales Tax Credit, the Canada Workers Benefit, the tuition tax credit, the Disability tax credit, the Canada child benefit, and the Child disability benefit.


Scam awareness – Be scam smart Presentation on Thurs Jan 13, 2022 from 1:30-2:15pm PST, Thurs Feb 3, 2022 from 1:30-2:15pm PST and Thurs Feb 24, 2022 from 6:30-7:30pm PST

Help protect yourself and others against fraud - Taxpayers should be vigilant when they receive, either by telephone, mail, text message or email, a fraudulent communication that claims to be from the Canada Revenue Agency (CRA) requesting personal information such as a social insurance number, credit card number, bank account number, or passport number. Learn to recognize common types of scams and to identify legitimate communications from the CRA.


Digital Services for Individuals Presentation on Tues Jan 18, 2022 from 6:30-7:15pm PST, Mon Jan 24, 2022 from 1:30–2:15pm PST and Mon Feb 28, 2022 from 1:30–2:15pm PST

The CRA has a wide number and range of electronic and digital services available for individuals including My Account, Represent a Client and mobile apps. Join our webinar to learn about some of our most popular services such as changing your address or phone number, submitting documents electronically, and changing your return.

You can register for any of our webinars by clicking here and clicking on the link associated with the date of your choice.

Community Income Tax Service

Under the Nanaimo Volunteer and Information Centre Society, this program is sponsored by the Canada Revenue Agency. Trained volunteers provide essential assistance for people on low and fixed income, to individuals on pensions, or disability claims, and to the unemployed. They process personal income tax returns at no charge to individuals. Appointments are available year round to people who qualify for this valuable service.

Learn more about Community Income Tax Service

Education Planner BC

Education Planner BC helps learners make well informed decisions about their education and career options. Use the Plan Your Education section to find articles and information about the different paths along the student journey.

Help for new Immigrants Planning for Post-Secondary

Each year the Immigrant Welcome Centre at the Central Vancouver Island Multicultural Society welcomes hundreds of new immigrants from over 50 countries around the world – and almost as many different languages!

With specialized programs, services and supports for newcomers, this Nanaimo-based organization can help you make the transition to a new life in Canada a little easier.

Connect with the Central Vancouver Island Multicultural Society if you need help to get settled in Nanaimo, want to learn English, or need assistance finding a job.